We understand, and we actually had a good year last year since thats the first time we were positive.  But this incident wiped it off all away and will be spending more in recovery.  Also, the directors are there just for name as a favor and add credibility which by the way is now in shambles, but they dont really contribute, otherwise they would have sent their army of IT to help us recover.  I am looking at 10-20K to comeback to the heads and this will be coming from our own personal funds.  While there will be some issues on publishing this, as we mentioned, we have already notified the clients and regulators about this breach.